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“I’m not certain about you, but I had presumed that following King Charles’ coronation, his image would gradually become more prominent, including on currency. To my surprise, I recently learned that banknotes featuring his portrait will not be in circulation until next year.”

If you have children/grandchildren, will you be saving some of the coins/notes that are in circulation now, to give to them when they are older? Maybe you’ve decided to keep some for yourself.
https://www.bankofengland.co.uk/banknotes/king-charles-banknotes